個人理財的好處

個人理財的好處

　　個人理財是指根據財務狀況，建立合理的個人財務規劃，并適當參與投資活動。接下來小編為大家整理個人理財的好處，希望對你有幫助哦!

　　One privilege is financing consultation. Personal Financing is a new individualized and comprehensive product by our bank for financial money management guaranteed by scientifically advanced, highly efficient and safe electronic system as well as saving offices, talents, information, funds and settlements. All-covering investment needs must be met with your asset value maintained and added, including securities investment, personal forex dealing, personal insurance investment, etc. You will get such information as the financial rules and regulations; financial， economic and market information; the types of deposits and their specific way of interest calculation; the information on deposit, loan interest rate and exchange rate between RMB and foreign exchange concerning personal financing, and so on.

　　一個好處是理財咨詢。個人理財是指我行利用我們的網點技術、人才、信息、資金結算等方面優勢，以個人客戶為服務對象，為您提供全方位綜合性的金融服務。滿足您多元化的投資需求，主要包括證券投資、個人外匯買賣、個人保險投資等金融需求，實現您資產的保值、增值。您可以獲得與個人理財有關的政策法規;財經信息和市場信息;存款種類及具體的利息計算方法;存、貸款利息及人民幣與外幣匯率信息等等。

　　The second privilege is that you will learn current financial analysis from our expert as follows: the returns of each deposit combinations; the comparison between various kinds of loan interests payment and deposit returns; analysis of stock investment returns and risks; analysis of bonds investment returns and risks; the move in foreign exchange rate, etc.

　　第二個好處是隨時得到我行專業人士的有關金融分析服務，如各種存款組合的收益;各種貸款的利息支付與存款收益的比較;股票投資收益與風險分析;債券投資收益與風險分析及外匯匯率趨勢分析等等。

　　The third privilege is safekeeping service. Our bank provides safekeeping service for the clients to keep documents of value, such as deposit certificate (bank book) and bonds, for which we charge some handling fee accordingly.

　　第三個好處是保管箱服務。我行為客戶提供保管箱服務，您可以保存有價值的證券，如存單(存折)、債券等等，我行收取一定的手續費。

　　The fourth privilege is that our bank provides account renewing service at the requirement of the clients, that is to say, you can make the accounts renewal on maturity date or changes the terms of deposit.

　　第四個好處是，我行應客戶需要提供賬戶更新業務，即將到期的賬戶更新或變更存款期限。

　　Mr. Xie, are you interested in our new product? Try it and it will bring you a new experience. If there are any questions or suggestions, please call my phone number on 0514-7156797, or my mobile phone number on 13816863568. I hope my service will satisfy you.