銀行常用英語詞匯及短語及相關閱讀(2)
銀行常用英語詞匯及短語及相關閱讀
銀行實用英語對話閱讀篇三
A: Credit Services, how can I help you?
這里是信貸業務部，我能如何為您效勞?
B: I'd like to apply for a credit card with you.
我想申請在你們這里申請信用卡。
A: Would that be our standard card, our gold card, or our platinum card?
您要申請我們的標準卡、金卡，還是鉑金卡呢?
B: Oh,I'm not sure. What's the difference?
哦，我不太確定。它們有什么區別嗎?
A: Well'the standard card has a lower credit limit, that's 20,000 RMB, whereas with the platinum card you can have a credit limit of 80,000 RMB.
嗯，標準卡的信用額度較低，為20000元，而持有鉑金卡的話，您可以有80000元的信用額度。
B: Why such a big difference?
為什么有這么大的差別呢?
A: It's all about credit rating and salary. If your credit rating and your salary are high enough, we can offer you the platinum card.
這與信用等級和薪水有關。如果您的信用等級和您的工資足夠高的話，我們可以為您辦理鉑金卡。
B: My salary is pretty high and I've never had a problem with my credit rating in the past. Are there any perks of the platinum card?
我的薪水很高，而且以前我的信用評級從來沒有出過問題。鉑金卡是 否還有什么額外的優惠嗎?
A: Yes,we have contracts with various luxury shops and health clubs, where if you use the card to purchase items from them, you can get some healthy discounts.
是的，我們與各種奢侈品店和健身俱樂部簽有協議，如果您在這些地方使用信用卡購物的話，您就可以獲得一些很高的折扣。
B: That's great;my health club membership is about to expire.
太好了，我的健身俱樂部會員資格下個月就該續約了。
銀行實用英語對話閱讀篇四
A: Good morning. Madam. What can I do for you today?
早上好，女士。我今天可以為您做些什么嗎?
B: Hello. I hope you can help me; I'm a little worried about my new card.
你好。希望你能幫我，我有點兒擔心我的新卡。
A: What seems to be the problem?
有什么問題呢?
B: I received my new card this morning, but I'm unable to use it.
我今天早上剛收到我的新卡，但我無法使用它。
A: Oh? You mean, the ATM machine has eaten it?
哦?您是說，自動取款機呑了您的卡?
B: No, it's right here, see? The ATM will not accept it!
沒有，在這里呢，你看?自動取款機不受理!
A: You said you received your card this morning, am I right?
您說過您今天早上收到的您的卡，我沒說錯吧?
B: Yes. I was told it would be activated and ready to use right away. So, what's gone wrong?
沒錯。我被告知它已被激活了，并馬上就能使用了。所以，出什么問題啦?
A: Did you receive your PIN number yet, Madam? You see, unless you have your new PIN number, to match your new card, you cannot use it. We usually send that separately, around one day after the card, for security reasons.
您收到您的密碼了嗎，女士?您知道吧，除非您有新的密碼，來匹配您的新卡，你就不能使用它。我們通常會分開郵寄，出于安全的原因，密碼在卡寄出大約一天后才寄出。
B: Well, that explains it. I've been using my old PIN number! Thanks for explaining everything to me.
嗯，原來如此呀。我一直在使用我的舊密碼!謝謝你幫我解釋這些事情。
銀行實用英語對話閱讀篇五
A: Hello, Lincoln Bank. Kristy speaking, how may I help you today?
您好，這里是Lincoln銀行。我是Kristy,我今天能如何為您效勞?
B: Hello, Kristy. Could I speak to the department that deals with credit card applications, please?
你好，Kristy。請幫我接處理信用卡申請的部門，好嗎?
A: I can deal with that,Sir. Are you interested in our personal or corporate card?
我可以處理這個問題，先生。您要辦我們的個人卡還是公司卡?
B: The personal card, please. Is it possible to take care of this over the phone?
麻煩你，辦個人卡。是否有可能通過電話來辦理呀?
A: I'm sorry, Sir, but you will need to come in to your local branch to deal with the application procedure. Come in and fill out an application form and let us have a duplicate of your ID card. You'll also need a copy of your guarantor's and he or she will need to sign the form, too.
對不起，先生，您需要到您的當地分行去辦理申請手續。請您前來填寫申請表，并給我們一份您的身份證件的復印件。您還需要一份您的擔保人的身份證件的復印件，而且他或她也需要在這張表上簽字。
B: OK ... and what deposit do I need? I mean, is there a minimum deposit?
好的……我需要什么押金嗎?我的意思是說，是否需要最低保證金?
A: You'll need to deposit 1,500 RMB initially. There will also be some small additional charges for this service.
您需要先繳1500元的押金。還需要付一點兒手續費。
B: That's no problem. How long will the whole thing take? A week? 10 days?
沒問題。整個手續需要辦多久啊?一個星期?還是10天?
A: It should all be sorted out within 5 working days after receipt of the required documents.
在收到所需的文件后，5個工作日內應該能辦完。
B: Right, I'll contact my guarantor now and we'll come in within the next couple of days. Thanks very much for your help. Goodbye.
好吧，我這就聯系我的擔保人，我們過兩天就來。非常感請你的幫助。再見。
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